Pov hwm kho mob tom qab phau ntawv hla tebchaws yog cov ntawv tseem ceeb tshaj plaws thaum mus ncig. Nws yog qhov yuav tsum tau ua hauv ntau lub tebchaws uas tiv thaiv koj ntawm qhov xwm txheej uas yuav tshwm sim thaum lub davhlau tawm txawv tebchaws.
Hauv tsab xov xwm no, koj yuav kawm txhua yam koj yuav tsum paub txog kev xaiv kev pov hwm kev noj qab haus huv thoob ntiaj teb, kom koj thiaj li siab tus neeg nyob hauv lub tebchaws koj xav tau thiab koj txhawj xeeb tsuas yog muaj kev lom zem.
Kev pov hwm kev noj qab haus huv yog dab tsi thoob ntiaj teb?
Kev tuav pov hwm kho mob duav tau npog tus xwm txheej kev noj qab haus huv ntawm tus neeg koom nrog hauv lawv lub tebchaws. Ib tsab cai nrog tus tswv tuav pov hwm ntiag tug lossis ib qho kev tiv thaiv kev tiv thaiv xws li koom haum Mev Kev Noj Qab Haus Huv lossis Lub Chaw Haujlwm ntawm Social Security thiab Kev Pab rau Cov Neeg Ua Haujlwm Hauv Xeev tsis txuas ntxiv rau txawv teb chaws.
Hauv cov rooj plaub no, tus neeg sab nrauv tsis muaj kev tiv thaiv zoo thiab yuav tsum tau them nyiaj los ntawm cov hnab ris ib qho kev muaj mob sab nraud txawv teb chaws.
Kev pov hwm kev nyab xeeb thoob ntiaj teb tshem tawm qhov kev xav tau ntawm ciam teb thiab lub tuam txhab kev tuav pov hwm yog lub luag haujlwm los muab kev pab them nqi hauv ntau lub teb chaws thoob ntiaj teb.
Cov kev fajseeb khomob thoob ntiaj teb uas feem ntau siv yog kev pov hwm kev mus ncig.
Kev pov hwm kev noj qab haus huv hauv tebchaws yog dab tsi?
Kev tiv thaiv kev mob txawv tebchaws mus txawv tebchaws yog daim ntawv cog lus pov hwm uas them rau cov xwm txheej kev noj qab haus huv ntawm tus neeg, thaum lub sijhawm nws mus txawv tebchaws.
Cov cai no yuav them rau lwm cov nqi kho mob xws li:
- Tus xwm txheej kub ntxhov ceev rov qab los ntawm cov neeg hauv tsev neeg tuag.
- Qhov ncua kev kawm ntawv lossis ncua sij hawm tsis ncav lub laj kab rau cov laj thawj tsis cuam tshuam nrog tus neeg taug kev.
- Kev tshais chaw, chaw nyob thiab tu ntawm ib tus txheeb ze, los muab kev sib xyaw hauv tsev kho mob.
- Cov nqi ntawm hloov daim ntawv thiab cov teebmeem ntawm tus kheej raug nyiag thaum lub sijhawm nyob txawv tebchaws (daim ntawv hla tebchaws, daim npav, lub xov tooj ntawm tes, laptop thiab lwm yam).
Vim li cas thiaj yuav thoob ntiaj teb kev pov hwm kev noj qab haus huv?
Txawm hais tias ntau tus neeg ntseeg hais tias kev kho mob pw tsis tau yog tsis tseem ceeb vim tias lawv xav tias lawv tsis zoo li yuav tsum tau taug qab 2, 3 lossis 4 lub lim tiam, lawv tsis yog lawm.
Hauv qab no yog qhov laj thawj zoo los yuav kev pov hwm kev noj qab haus huv hauv kev ncig tebchaws:
Kev mus ncig yuav muaj kev pheej hmoo
Thaum koj mus ncig koj tau raug tshaj li thaum koj txhim kho koj txoj hauv kev hauv nroog, vim hais tias kev siv thaj av, huab cua thiab kev thauj mus los hauv hiav txwv muaj zog heev, uas ua rau muaj kev pheej hmoo ntau ntxiv.
Cov txheej txheem kev nyab xeeb nrog uas koj ua haujlwm hauv koj lub nroog tsis muaj txiaj ntsig thaum koj nyob hauv lwm qhov chaw.
Thaum koj mus ncig ua si, koj yuav xyaum taug txuj kev lom zem hauv qhov chaw uas koj tau paub thawj zaug.
Dav hlau lag yuav chim koj me ntsis thiab koj yuav tawm ntawm koj qhov kev mob ib txwm li ob peb hnub. Koj yuav noj thiab haus tej yam tshiab uas tuaj yeem tsim kev puas tsuaj rau koj. Koj yuav ua pa lwm yam pa thiab nws yuav tsis xis nyob.
Kev mus txawv tebchaws yuav ua rau muaj kev pheej hmoo thiab nws yog qhov zoo dua rau kev npog.
Koj tsis yog neeg raug mob
Daim ntawv qhia txog kev pov hwm kev mus ncig ua si tsis txaus ntseeg suav nrog ob qho kev xav: nws yog ob peb hnub mus ncig thiab kuv yeej tsis muaj mob.
Txawm hais tias koj yuav tau txais kev noj qab haus huv zoo, koj tsis tuaj yeem tswj hwm qhov tseem ceeb ntawm qhov kev huam yuaj, vim tias tsis tuaj yeem kwv yees tau. Theej, qhov txaus ntshai yog nce ntxiv hauv cov neeg muaj kev noj qab haus huv zoo vim lawv kam ua ntau yam txaus ntshai.
Is Taws Nem yog tag nrho cov dab neeg ntawm cov neeg taug kev uas tau tswj kom tawm kev nyab xeeb los ntawm cov xwm txheej tsis xav txog txawv teb chaws, vim tias lawv tau muaj ntawv pov hwm kev ncig tebchaws.
Koj yuav tsum tsis txhob tab kaum rau koj tsev neeg
Cov niam txiv yeej txaus siab ua txhua yam rau lawv cov menyuam, tab sis nws tsis ncaj ncees uas koj muab lawv rau qhov xwm txheej mob vim yog qhov xwm txheej ceev uas koj muaj nyob txawv teb chaws, tsis muaj kev tuav pov hwm.
Cov niam txiv tau raug lees paub tias yuav tsum tau khaws nyiaj lossis sau ib feem ntawm lawv cov khoom ntiag tug kom xa rov qab cov menyuam raug mob lossis tuag thaum lub sijhawm taug kev txawv tebchaws.
Koj yuav tsum muaj lub luag haujlwm thiab ceev faj tsam muaj qee yam tshwm sim rau koj sab nraud koj lub tebchaws, qhov xwm txheej tuaj yeem daws tau yam tsis muaj kev cuam tshuam rau lwm tus neeg ntau dua qhov tsim nyog.
Cov kev npaj mus txawv tebchaws yuav hloov pauv
Nws yog tau tias qhov laj thawj tseem ceeb rau koj kom tsis txhob faib nrog kev pov hwm ncig tebchaws yog qhov koj yuav mus rau hauv lub nroog nyab xeeb thiab koj tsis npaj ua cov haujlwm muaj kev pheej hmoo. Txawm li cas los xij, cov phiaj xwm tuaj yeem hloov pauv thiab nyob ntawm koj qhov chaw koj yuav xav ua ib yam dab tsi uas tsis nyob rau kev taug.
Piv txwv li, ntau lub nroog Esxias paub ntau dua txog kev caij tsheb maus taus zoo, yog tias nyob hauv Ho Chi Minh City (Nyab Laj) lossis Bangkok (Thailand) qhov twg ua rau koj xev maus taus koj? Yuav ua li cas yog tias koj xav mus xauj tsheb hauv lub tebchaws uas koj tsav sab laug? Kev pheej hmoo yuav nce ntxiv yam tsis tau hnov dua.
Nws yog qhov tsim nyog yuav tsum tau nkag mus rau ntau lub tebchaws
Ntau lub teb chaws hauv ntiaj teb no xav tau cov ntawv pov hwm taug kev mus nkag rau neeg caij npav. Txawm hais tias cov neeg lis haujlwm hauv tebchaws feem ntau tsis thov nws, lawv muaj lub zog los tiv thaiv koj kom tsis txhob nkag mus yog tias koj tsis muaj nws.
Thoob ntiaj teb pov hwm kev noj qab haus huv npog dab tsi?
Muaj kev pov hwm thoob tebchaws thoob ntiaj teb uas raug tus nqi nruab nrab € 124 rau ib nkawm uas nyob rau 3 lub lis piam hauv Spain, suav nrog:
- Kev pab kho mob txawv teb chaws: € 40,000.
- Kev raug mob ntawm tus kheej lub tsheb sib tsoo: suav nrog.
- Kev rov ua dua thiab kev thauj mus los, mob / tuag: 100%.
- Kev xa cov neeg rov qab los: 100%.
- Kev tsiv tawm ntawm cov txheeb ze: 100%.
- Cov kev siv nyiaj rau nyob txawv teb chaws: € 750.
- Ntxov rov qab vim pw tsev kho mob lossis tsev neeg tuag: 100%.
- Kev puas tsuaj thiab tub sab nyiag lub hnab: € 1,000.
- Ncua nyob rau hauv kev xa khoom ntawm lub thawv thauj: € 120.
- Ua ntej ntawm cov nyiaj: € 1,000.
- Kev lav phib xaub ntiag tug: € 60,000.
- Kev tiv thaiv kev tiv thaiv kev ua txhaum cai txawv teb chaws: € 3,000.
- Kev lav paub tias muaj xwm txheej vim tuag / xiam oob qhab: € 2 / 6,000.
- Ncua kev ncua sijhawm ntawm txoj kev thauj: € 180.
Yuav xaiv cov ntawv pov hwm kev noj qab haus huv zoo tshaj plaws hauv ntiaj teb li cas?
Cov kev pheej hmoo thaum mus ncig txawv teb chaws nyob ntawm lub sijhawm ntawm lub xyoo, cov kev ua si yuav tsum tau nqa tawm thiab ntawm chav kawm, lub teb chaws ncig xyuas.
Nws tsis zoo li mus rau Norway dua li mus rau Latin America lub teb chaws muaj qhov kev ua txhaum loj, qhov twg muaj kev pheej hmoo ntau dua ntawm kev tub sab. Thiab nws tsis zoo tib yam rau kev mus rau hauv Antillean Islands thaum lub sijhawm nag xob nag cua dua li sab nraud ntawm lub sijhawm ntawd.
Txawv tebchaws mus rau Tebchaws Europe kom pom cov tsev hais plaub muaj kev sib txawv dua li coj kev mus ncig ua si bungee dhia lossis khiav tom qab lub qwj ntawm San Fermín Fair hauv Pamplona, Spain.
Txawm tias saib lub tsev teev ntuj uas muaj ntsiag to muaj kev pheej hmoo ntawm kev raug xwm txheej. Ib tus neeg ncig tebchaws tuag thaum xyoo 1980 thaum nws raug tsoo los ntawm tus neeg tua tus kheej tuag uas cuam rau nws tus kheej mus rau qhov chaw khoob, thaum nws tau qhuas lub tsev teev ntuj ntawm peb tus poj niam ntawm Paris.
Tsis muaj leej twg xav yuav kev pov hwm kom tiv thaiv lawv tus kheej los ntawm qhov xwm txheej no, tab sis yog tias txoj kev taug kev mus rau kev sib tw lossis thaj chaw muaj roob, cov kev hloov pauv.
Txhua qhov kev tawm mus koom nrog cov pob ntawm cov kev pheej hmoo thiab kev pov hwm koj xaiv yuav tsum yog ib qho uas muab cov kev pov hwm zoo tshaj plaws rau koj, nrog tus nqi tsim nyog.
Tus nqi kho mob thoob ntiaj teb tus nqi
Nqe yuav tsum yog qhov tseem ceeb tshaj plaws nyob rau hauv kev xaiv thoob ntiaj teb kev tiv thaiv kev tiv thaiv kev noj qab haus huv.
Lub ntiaj teb tus nqi ntawm hom kev pov hwm no yuav zoo li siab kawg, tab sis koj yeej them rau qhov nruab nrab ntawm 3 txog 4 nyiaj ib hnub. Ib qho thaub qab uas tsis kim npaum li cas tom qab txhua.
Tus nqi niaj hnub ntawm kev tuav pov hwm yog sib npaug rau qhov koj yuav siv rau ob peb npias lossis khob noom. Koj tsis txhob xav tias nws puas tsim nyog muab koj ncuav mog qab zib rau kev tuav pov hwm?
Muaj kev pov hwm kev ncig tebchaws yuav ua rau koj pw tsaug zog ntau dua.
Kuv puas tuaj yeem mus ncig nrog kev tuav pov hwm taug kev suav nrog hauv kuv daim npav rho nyiaj?
Tau, tab sis nws nyob ntawm ntau yam hloov. Muaj 2 yam koj yuav tsum paub kom meej txog ua ntej yuav muaj feem pheej hmoo mus ncig ua si los ntawm kev cia siab rau kev tuav pov hwm tus neeg tuav daim npav:
1. Cov xwm txheej yuav tsum muaj: Koj puas tsim nyog muaj kev pov hwm tsuas yog vim koj yog tus tuav daim npav lossis koj puas yog tus yuav tsum them rau daim pib cua, tsev so thiab lwm yam kev siv nyiaj nrog daim npav? Nws puas siv tau rau lub tebchaws uas koj yuav mus?
2. Qhov nws suav nrog thiab qhov nws tsis suav nrog: ua ntej tawm mus, koj yuav tsum paub yog koj daim npav fajseeb khomob them rau cov nqi khomob thiab yog tias yog, cov nqi khomob nws suav nrog; yog tias nws npog lub nra ploj, thiab lwm yam.
Feem ntau cov nyiaj rau kev siv kho mob ntawm kev pov hwm daim npav yog qis heev thiab tsis them ntau dhau qhov xwm txheej me.
Tseem ceeb tshaj yog koj paub txog yam nws tsis suav nrog. Piv txwv li, yog tias koj yuav mus ncig ua si coj kev ua si taug txuj kev nyuaj, kev tuav pov hwm daim npav uas tsis muaj kev tiv thaiv kev raug mob los yog tias tsim kom tsis muaj kev pov hwm rau cov xwm txheej tshwm sim nyob rau hauv qhov kev pheej hmoo siab yog qhov tsis zoo rau koj.
Nws yuav yog qhov kev kawm tsis zoo mus ncig ntseeg tias koj daim ntawv pov hwm daim npav rho nyiaj tau them ib qho xwm txheej, kom paub tias nws tsis yog thaum koj muaj qhov xav tau.
Dab tsi koj yuav tsum saib rau qhov uas suav nrog kev tuav pov hwm kho mob taug kev?
Tsawg kawg, nws yuav tsum muaj kev pov hwm zoo rau kev kho mob thiab qhov tuaj yeem tshem tawm thaum muaj xwm txheej ceev lossis rov qab los ntawm cov seem.
Kev pab zoo rau txoj kev kho mob
Muaj ntau lub tebchaws uas kev kho mob tuaj yeem raug nqi ntau txhiab daus las hauv ib hnub, yog li koj yuav tsum txheeb xyuas tias koj qhov kev pov hwm kev mus ncig muaj kev tiv thaiv zoo rau kev siv nyiaj noj qab haus huv thiab nws tsis muaj cov teebmeem uas cuam tshuam nrog koj txoj haujlwm phiaj xwm.
Txawm hais tias muaj kev pheej hmoo pheej yig thoob ntiaj teb tsawg dua $ 30 rau kev mus ncig ntawm 3 lub lis piam, nyob ntawm cov teeb meem kev noj qab haus huv, koj cov kev kho mob tej zaum yuav tsis them txawm tias ob hnub hauv ib qhov chaw kho mob.
Kev tuav pov hwm pheej yig lossis kev pab them nqi kho mob tsawg yuav ua rau koj tsis muaj txiaj ntsig yog kev phais mob xwm txheej ceev.
Kev khiav tawm thaum muaj xwm ceev thiab rov qab los ntawm cov khoom seem
Qhov teeb meem ntawm yuav ua li cas xaiv thoob ntiaj teb kev tuav pov hwm kev noj qab haus huv koj yuav tsum tham txog cov xwm txheej tsis txaus ntseeg no uas tsis muaj dab tsi ua rau muaj kev txaus siab cuam tshuam nrog kev mus ncig; tab sis kev tshem tawm thaum muaj xwm ceev thiab rov qab ntawm cov seem yuav tsis raug txiav txim.
Kev xa rov qab lub cev tuag yuav kim, uas yog vim li cas kev pab them rov qab rau cov khoom seem hauv cov nyiaj pov hwm ncig tebchaws yog qhov yuav tsum tau ua.
Kev khiav tawm thaum muaj xwm ceev kuj tseem ceeb heev, nyob ntawm qhov chaw mus thiab cov phiaj xwm phiaj xwm ua haujlwm.
Nrog cov kev cai no nyob rau qib uas tsim nyog, koj tuaj yeem hais tias koj muaj ntawv pov hwm kev noj qab haus huv kev mus ncig ua si.
Cov kev pab them nqi ntxiv
Muaj lwm yam xwm txheej uas koj yuav xav tau kom tau txais kev pov hwm rau kev taug kev mus ncig; yog tias koj tuaj yeem them lawv, ntau zoo dua:
- Tub sab nyiag nyiaj.
- Kev kho hniav kub ntxhov.
- Ncua, ncua lossis cuam tshuam los ntawm kev mus ncig.
- Kev tub sab nyiag hla tebchaws lossis ntaub ntawv hla tebchaws.
- Poob ntawm cov cua txuas los ntawm lub dav hlua.
- Kev nyiag tus neeg lub nra lossis poob vim yog kev puas tsuaj ntuj.
Nco ntsoov nyeem cov ntawv luam zoo ntawm daim ntawv cog lus pov hwm kom koj nkag siab txog cov xwm txheej ntawm txhua qhov kev pab them nqi thiab paub tias yuav muaj dab tsi.
Nco ntsoov tias feem ntau cov cai tsis hais txog kev haus cawv thiab siv tshuaj yeeb raug mob, thiab tsis suav txog cov xwm txheej ua ntej.
Yuav muaj dab tsi tshwm sim yog tias kuv muaj xwm txheej los yog mob thaum mus ncig?
Lub luag haujlwm tseem ceeb tshaj plaws yog koj muaj xov tooj thiab lwm yam kev sib cuag ntawm lub chaw saib xyuas xwm txheej kub ceev los ntawm kev tuav pov hwm, thaum lub sijhawm mus ncig.
Nws yuav tsum yog qhov chaw muaj peev xwm txais tau hu xov tooj hauv ntau hom lus hauv 24 teev ib hnub. Koj tuaj yeem rov qab cov nyiaj hauv xov tooj los ntawm kev tuav pov hwm.
Cov neeg ua haujlwm hauv chaw loj yuav qhia koj seb yuav ua li cas. Yog tias nws tsis tuaj yeem hu koj qhov kev tuav pov hwm lossis koj tsis xav tau vim tias nws yog xwm txheej ceev me, koj tuaj yeem daws cov teeb meem ntawm koj tus kheej thiab tom qab ntawd xa daim nqi xa mus rau lub chaw muag kev fajseeb.
Yog tias koj tau tswj hwm cov nyiaj them los ntawm hom no ua ntej, koj yuav paub tias yuav sau koj yuav tsum khaws tag nrho cov kev kuaj mob, kuaj mob, ntawv pov thawj thiab cov ntaub ntawv tsim tawm thaum lub sijhawm.
Khaws tag nrho cov ntaub ntawv tawm ntawm lub cev thiab tshawb xyuas lawv kom muaj qhov thaub qab thiab xa khoom hluav taws xob zoo.
Lwm qhov kev hloov mus rau hauv tus account yog qhov yus them yus los yog tus nqi uas yuav them los ntawm cov pov hwm hauv ib qho kev thov nyiaj.
Yog tias koj cov nuj nqis khomob yog $ 2,000 thiab qhov txiav tawm tau $ 200, kev pov hwm yuav rov ntxiv koj rau qhov nyiaj siab tshaj $ 1,800.
MAPFRE kev pov hwm kev kho mob thoob ntiaj teb
MAPFRE BHD Kev Pov Hwm Kev Noj Qab Haus Huv Thoob Ntiaj Teb yog cov khoom lag luam tsim los muab kev tiv thaiv txawv teb chaws, los ntawm kev sib txuas ntawm cov thoob ntiaj teb uas muab kev saib xyuas zoo thiab ceev ceev.
MAPFRE BHD muaj cov phiaj xwm pabcuam sib txawv nrog cov kev xaiv sib txawv, uas suav nrog:
- Cov nuj nqis kho mob.
- Tsev kho mob thiab tsev menyuam.
- Congenital kab mob.
- Mob hlwb thiab poob siab.
- Hloov cev hloov cev.
- Kev saib xyuas kev noj qab haus huv hauv vaj tse.
- Cov kev pabcuam sab nraud.
- Kws siv tshuaj tua hluav taws thiab tua hluav taws xob.
- Rov qab hloov chaw hauv lub cev tuag.
- Tuav txoj kev tuag thiab kev raug mob uas tsis muaj xwm txheej.
- Kev pabcuam taug kev.
Dab tsi yog qhov kev tuav pov hwm kev kho mob zoo tshaj plaws nrog cov kev pov hwm thoob ntiaj teb?
Cigna thiab Bupa Global yog ob txoj hauv kev xaiv zoo tshaj plaws txog kev tuav pov hwm kev kho mob nrov npe txawv teb chaws, ntxiv rau MAPFRE.
Cigna
Miskas lub tuam txhab nyob hauv txoj hauj lwm thib tsib ntawm cov neeg muag khoom zoo tshaj hauv lub ntiaj teb, nrog ntau dua 20 lab tus tswv cuab.
Nws muab nws cov kev pab kho mob los ntawm Cigna Expat Health Insurance, nrog rau cov tib neeg thiab tsev neeg txoj kev npaj kho mob thoob ntiaj teb, hloov kho kom haum rau cov neeg xav tau kev pab.
Los ntawm Cigna network, tus ua pov hwm tau nkag mus rau cov kws tshaj lij thiab chaw kho mob thoob ntiaj teb thiab nyob rau kis tsis zoo uas lawv yuav tsum them rau lawv cov kev kho mob ncaj qha, lawv yuav muaj lawv cov nyiaj rov qab tsis pub dhau 5 hnub, nrog kev xaiv ntawm ntau tshaj 135 hom nyiaj.
Bupa Ntiaj Teb
Ib qho tseem ceeb tshaj plaws nyob rau hauv lub ntiaj teb pov hwm cov neeg uas muab kev nkag tau sai rau cov kev kho mob thoob ntiaj teb zoo tshaj plaws.
Koj cov ev-saws-las, Kev Xaiv Kev Nyab Xeeb Thoob Ntiaj Teb, tso cai rau koj xaiv cov kev pabcuam tus kheej thiab tsev neeg uas haum rau tus neeg siv, nrog rau kev nkag mus rau cov kev kho mob zoo tshaj plaws nyob thoob ntiaj teb.
Bupa Global tseem muab lus qhia txog kev kho mob 24-teev hauv ntau hom lus, suav nrog lus Spanish thiab Askiv.
Ntawv pov hwm ncig tebchaws zoo tshaj plaws rau Tebchaws Europe yog dab tsi?
Daim ntawv faj seeb khomob kom mus rau Tebchaws Europe yuav tsum muaj 3 yam:
1. Rov qab kho dua.
2. Ua pov hwm zaum.
3. Them rau hauv lub sijhawm thiab thaj chaw.
Pab them nyob hauv lub sijhawm thiab thaj chaw
Txawm hais tias nws pom tseeb tias kev pov hwm kev kho mob thoob ntiaj teb yuav tsum them cov txiaj ntsig thaum lawv nyob txawv teb chaws, nws tsis zoo li ntawd, vim tias qee lub tuam txhab tsis suav qee lub tebchaws txo qis lawv cov khoom. Koj yuav tsum muaj pov thawj tias txhua qhov chaw koj nyob tau them.
Sib pab
Yog tias koj taug kev mus rau Tebchaws Europe cov nyiaj yuav tsum yog tsawg kawg € 30,000.
Rov muab kho dua
Pov hwm ncig tebchaws yuav tsum suav nrog kev tos rov qab, nyob lossis tuag. Ntxiv nrog rau qhov kim, qhov hloov chaw ntawm cov neeg muaj mob, raug mob thiab neeg tuag, txhais tau tias yog lub luag haujlwm thiab nyiaj txiag rau tsev neeg ntawm tus neeg cuam tshuam, yog tias lawv tsis muaj nyiaj tuav pov hwm.
Txhua daim ntawv cog lus pov hwm kev taug kev hauv Tebchaws Europe yuav tsum ua tiav cov xwm txheej no. Txij ntawd los, koj yuav tsum yuav qhov uas muaj cov kev pov hwm zoo tshaj plaws thiab haum koj cov kev xav tau ntawm tus nqi tsim nyog.
Yuav yuav daim ntawv pov hwm pheej yig li cas nyob hauv Tebchaws Europe?
Go Schengen muaj cov kev cai los ntawm € 17 thiab 10 hnub taug kev los ntawm Schengen Thaj Chaw, thaj chaw ntawm Tebchaws Europe tau tsim los ntawm 26 lub tebchaws uas xyoo 1985 tau kos npe rau hauv Luxembourg lub nroog ntawm Schengen, qhov kev pom zoo yuav tshem tawm kev tswj hwm ntawm thaj tsam sab hauv, xa lawv tus ciam teb sab nraud.
Cov tebchaws no yog Spain, Ltalis, Portugal, Austria, Germany, Fabkis, Belgium, Denmark, Greece, Slovenia, Estonia, Finland, Holland, Hungary, Iceland, Latvia, Lithuania, Malta, Norway, Poland, Slovak Republic, Czech Republic, Switzerland , Sweden, Luxembourg thiab Liechtenstein.
Mus Schengen txoj cai € 17 thiab 10 hnub, siv tau nyob hauv cheeb tsam Schengen
Nws suav nrog:
- Cov nqi kho mob thiab kev noj qab haus huv: txog € 30,000.
- Cov nqi kho hniav: txog € 100.
- Kev rov qab los yog kev thauj mus los ntawm kev raug mob lossis raug mob: txwv.
- Kev xa rov qab lossis kev thauj mus los ntawm tus neeg yuav raug pov hwm: tsis txwv.
Mus Schengen txoj cai € 47 thiab 9 hnub, siv tau nyob hauv cheeb tsam Schengen thiab hauv lub ntiaj teb
Kev pov hwm ncig tebchaws txawv tebchaws no suav nrog:
- Cov nqi kho mob thiab nqi kho mob: nce txog € 65,000.
- Cov nqi kho hniav: txog € 120.
- Kev rov qab los yog kev thauj mus los ntawm kev raug mob lossis raug mob: txwv.
- Kev xa rov qab lossis kev thauj mus los ntawm tus neeg yuav raug pov hwm: tsis txwv.
- Qhov chaw pabcuam nqa nqa khoom.
- Kev Muaj Nuj Nqis Rau Tsoomfwv: txog € 65,000.
- Tsev neeg mus ncig vim yog pw hauv tsev kho mob ntawm cov pov hwm: tsis muaj kev txwv.
- Ua tub sab, poob lossis ua puas lub nra: mus txog 200 2,200.
- Kev ncua sijhawm hauv tsev so vim muaj mob lossis raug mob: txog € 850.
- Them rau cov tsheb sib tsoo: txog ,000 40,000.
Qhov kev pov hwm zoo tshaj plaws thoob ntiaj teb taug kev rau cov neeg Mev yog dab tsi?
InsuranceMexico muaj phiaj xwm kev pab taug kev tawm ntawm Atravelaid.com. Ntawm nws cov khoom lag luam yog:
Atravelaid GALA
Suav nrog kev pab them nqi ntawm 10,000, 35,000, 60,000 thiab 150,000 nyiaj (kev pab them nqi kho mob thiab kho hniav yam tsis tau them tawm).
- Hu tau 24-teev xov tooj thaum muaj xwm ceev ua ntau hom lus.
- Kev kho mob thiab kev noj qab haus huv rov qab.
- Kev ris dej num pej xeem, kev pab raug cai thiab daim ntawv cog lus.
- Ua rau muaj mob xiam oob qhab thiab tuag.
- Kev tuav pov hwm hnab.
- Tsis muaj hnub nyoog txwv txog 70 xyoo (los ntawm 70 qhov hloov pauv tus nqi).
Atravelaid Euro Pax
Qhov kev pov hwm no siv rau taug kev mus rau European Schengen thaj chaw rau cov neeg muaj hnub nyoog 70 xyoo. Nws suav nrog qhov kev cog lus ntawm kev cog lus nyob rau 1 thiab 90 hnub, kev pab them nqi expenses 30,000 rau cov nuj nqis kho mob yam tsis tau them nqi, kev kho mob thiab kev noj qab haus huv, kev lav phib xaub, kev pab nyiaj raug cai thiab nyiaj txiag thiab kev xiam oob khab thiab kev tuag.
Yuav yuav cov ntawv kho mob nrog kev pov hwm thoob ntiaj teb hauv Mexico li cas?
Koj tuaj yeem nkag mus rau lub portal ntawm MAPFRE, Cigna lossis lwm lub tuam txhab pov hwm ntawm koj txoj kev txaus siab thiab tau txais cov lus hais online hauv ob peb feeb.
Hauv Mexico, MAPFRE muaj chaw haujlwm hauv Mexico City (Col. San Pedro de los Pinos, Col. Cuauhtémoc, Col. Copilico El Bajo, Col. Chapultepec Morales), Xeev Mexico (Tlalnepantla, Col. Fracc San Andrés Atenco), Nuevo León (San Pedro Garza García, Col. del Valle), Querétaro (Santiago de Querétaro, Col. Centro Sur), Baja California (Tijuana, Col. Zona Río), Jalisco (Guadalajara, Col. Americana), Puebla (Puebla, Col. . La Paz) thiab Yucatán (Mérida, Col. Alcalá Martín).
Xaiv Cov Nyiaj Pov Hwm Kev Nyab Xeeb Thoob Ntiaj Teb: Kev Nco Zaum Kawg
Tsis hais txog lub tuam txhab koj xaiv los yuav koj qhov kev pov hwm, tsis txhob hnov qab cov hauv qab no:
1. Nco ntsoov tias koj muab cov kev pab zoo rau cov kev pheej hmoo tseem ceeb uas koj yuav tau khiav.
2. Paub txhua yam uas koj qhov kev pov hwm tsis suav nrog thiab qhov uas yuav tau txais cov txiaj ntsig nws tau duav dabtsi.
3. Ua tibzoo saib ntawm cov nqi pov hwm. Kev tuav pov hwm pheej yig pheej siv cov nyiaj no rau cov nuj nqis uas zoo li nyiaj ntau hauv Latin America, tab sis tau me ntsis rau kev kho mob hauv Tebchaws Europe thiab lwm qhov chaw.
4. Tsis txhob tos kom yuav nyiaj tuav pov hwm. Yog tias koj yuav nws thaum feeb kawg thiab yog tias txoj cai tsim lub sijhawm "tsis muaj kev pov hwm", koj yuav tsis muaj kev tiv thaiv zoo thaum thawj hnub mus ncig.
5. Nco ntsoov tias pheej yig yog kim. Muaj ntau txoj hauv kev los txuag cov nqi ntawm kev mus txawv tebchaws, tab sis kev tuav pov hwm tsis yog lub tswv yim zoo.
Cov ntaub ntawv no yog cov ntaub ntawv koj yuav tsum paub txog yuav xaiv kev pov hwm kev nyab xeeb taug kev hauv tebchaws mus txawv tebchaws licas. Peb ntseeg tias nws yuav muaj txiaj ntsig zoo rau koj, yog li peb caw koj los qhia nws rau koj cov phooj ywg hauv kev sib raug zoo.
